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English Bank Account, Mortgage Deal, Loan & Credit Card Comparison Table

Bank Account - Insurance - Credit Card - Prepaid Card - Loan - Mortgage


Minimum Deposit

HSBC Bank Account

Open a HSBC Bank account today

HSBC Bank Account

HSCB Basic Bank Account:
  • Free Identity Theft Assistance,
  • Free online credit report
  • Free Monilink Mobile Banking
  • Free 24/7 Internet Banking
  • Telephone and branch banking are also available
  • Overdraft facility with a rate of 19.9% EAR variable (subject to status).
  • Free HSBC Bank Debit Card to pay for goods and services at home and abroad
  • Make the most of your savings with Regular Saver
  • Get up to £50 cashback at various UK outlets when you pay with your free HSBC Bank Debit Card
  • Monthly statements (or Go Green to save paper and view your statements online)
  • You need to be able to pay at least £500 in the account every month

Lloyds TSB International Bank Account

Open a Lloyds Bank International account today

Lloyds Bank Account

Lloyds TSB International Bank Account:
  • Inclusive Worldwide family travel insurance — for travel together or alone (see T&Cs)
  • 4% (1%AER†) introductory interest rate on balances between £10,000 and £24,999 for the first 3 months
  • Concierge service — 24/7 phone-based assistance worldwide
  • No monthly fee — on balances above £2,500 / €2,500 / $3,500
  • Choice of sterling, euro and US dollar accounts — save on foreign exchange & currency fluctuation
  • Visa debit cards to use worldwide — save on cash withdrawal fees
  • 24/7 Internet Banking and PhoneBank
  • Easy and secure international transfers — send and receive money worldwide with confidence

Bank Account - Insurance - Credit Card - Prepaid Card - Loan - Mortgage






Virgin Credit Card

Get a Virgin Credit Card Today


0% on balance transfers for 16 months. Rate applies to transfers made in the first 60 days. Handling fee of 2.89% applies.

0% on card purchases for 3 months

16.8% APR Typical rate (variable)


HSBC Credit Card

Get a HSBC Credit Card Today


0% for 15 months on balances transferred within 30 days of you opening your account. 2.9% balance transfer fee applies (minimum £5)

0% on purchases for 3 months from account opening Typical 16.9% APR variable after introductory period

No annual fee to pay

Card security – five security measures to give you confidence when you spend


Halifax Credit Card

Get a HALIFAX Credit Card Today


0% for the first 10 months on purchases

0% for the first 10 months on balance transfers made in the first 90 days (3% fee applies)

15.9% APR typical variable.

Application form will take about 5 minutes to complete - with an instant decision in most circumstances.


Bank of Scotland Credit Card

Get a BANK OF SCOTLAND Credit Card Today


0% for the first 10 months on purchases

0% for the first 10 months on balance transfers (3% balance transfer fee applies). Plus it comes with a competitive

15.9% APR typical variable.



Bank Account - Insurance - Credit Card - Prepaid Card - Loan - Mortgage




BEST UK PREPAID CARDS - The perfect solution to Bank Account

The new prepaid cards are very handy as an alternative to a bank account. 100% of applications to a prepaid card are accepted (No credit check). You can receive your salary (wages) on the card. And you will get regular statement like a normal bank account. The prepaid card is very useful for new comers into the country: no credit history needed; instant british account. It is also a very good way of managing your finance. You top up your prepaid mastercard, and off you go. The prepaid credit card is working in the UK as well as abroad. Since JANUARY 2010, holder of a PREPAID MASTERCARD will not pay the credit card fees imposed by Ryanair (saving you £10 for one return flight or £40 for a family of 4 travelling abroad)


Bread Prepaid Mastercard

Get a Prepaid Mastercard today


  • TOP IT UP WITH CASH (free at Post Office)
  • The BREAD Card is available to anyone with a valid international digital passport

Car One Banking

Get a Car One Banking Prepaid Mastercard today


  • Quick and easy to apply with no credit checks
  • A bank account with guaranteed acceptance that's open to everyone
  • One-to-one Account Manager and secure internet banking
  • No hidden bank charges and you won't incur any overdraft fees
  • Your own Prepaid MasterCard® card so you can control your spending

Freedom Prepaid Card

Get a Freedom Prepaid Mastercard today


  • No ID required
  • Prepaid Card 100% acceptance
  • Dispatch same day
  • Load it up to £650 today
  • No hidden bank charges and you won't incur any overdraft fees
  • Your own Prepaid MasterCard® card so you can control your spending

White Eagle Prepaid Maestro Card

Get a White Eagle Prepaid Maestro card today

White Eagle Prepaid Maestro card

  • No credit check
  • No bank account required
  • Personalised & Embossed.
  • Maximum Card balance of £5000.
  • Valid for 2 years.
  • Basic form of ID required
  • Allow up to 7 days delivery
  • MAESTRO VERY USEFUL in BENELUX: Belgium, Netherlands, Luxembourg


Bank Account - Insurance - Credit Card - Prepaid Card - Loan - Mortgage







BEST UK PERSONAL LOAN - Secured & Unsecured loans
Typical APR

FLM Pay day loan

Short term lending


This is a pay day loan for short term money lending :

  • Borrow up to £500

Borro Pawnbroker

Short term asset lender

Borro: Short term asset lending

Pawnbroker :

  • Borrow from £500 to £1 000 000
  • Cash from jewellery, watches

Guarantor Loans Online

Get a personal loan from Guarantor Loans Online today

Guarantor Loans Online

Personal loan :

  • Borrow from £1,000 to £3,000
  • No arrangement or set up fees
  • For homeowners or tenants


Bank Account - Insurance - Credit Card - Prepaid Card - Loan - Mortgage




BEST UK HOME INSURANCE - For Landlord & Tenant: Building & Content insurance.

An insurance is always recommended for landlord, tenant or student. Landlord would appreciates to protect their home with a building insurance. Landlords would also agree that an insurance to protect their content could be useful against vandalism, theft or damage. Most of new tenants sharing house are often worried about their belongings and wish to be protected with a tenant insurance. For full time student, it also recommended to get an insurance for your accommodation in the UK. This will protect your gadget, bike, ipod, laptop, tuition fees and more


Endsleigh Tenant Insurance

Price for Tenant Insurance


  • Cover for possessions from as little as £3,000 to £40,000, on a new for old basis.
  • Individuals and couples can be covered in shared accommodation - irrespective of how many residents there are.
  • Up to 6 people sharing one house/flat can all be covered under one policy.
  • Option to extend the cover to include accidental damage to personal contents.
  • Computers are covered as standard whilst at your main address
  • Optional all risks cover is available for valuable items including laptops taken out of the home.
  • Cover whilst in garages and out buildings, providing there has been forcible and violent entry.
  • Payments can be made over 12 months.
  • Legal expenses cover is available.
  • 10% security discounts for some areas in the country.
  • Freezer contents cover included free.

Endsleigh Rent Insurance

Price for a Rent Guarantee Insurance


Endsleigh’s can protect a clients rental income with special legal expenses and rent guarantee insurance. An Endsleigh policy will help you evict non-paying tenants while the cover also protects the rental income. This versatile policy will allow you to choose the most appropriate cover, whether this be a 6 or 12 month policy.


Endsleigh Student Insurance

Price for Student Insurance


  • Only pay for the cover you need.
  • Earn up to 25% no claims discount if you don't make a claim.
  • Tuition fees and rent protection premiums
  • Covers your bike, laptop, iPod, camera, DVDs and much more

Construct a Quote Landlord Insurance

Price for Landlord Insurance

LANDLORDS INSURANCE from Construct a Quote

  • Buildings insurance-
  • Landlord contents insurance
  • Cover available up to £10,000 on contents
  • Accidental damage
  • Loss of rent insurance
  • Employers liability insurance: up to £10 million
  • Legal protection: Cover up to £50,000 included
  • Damage to landscaped gardens: cover up to £25,000 included
  • Replacement locks: cover up to £2,500 included.

Principality Home Insurance

Quote for PRINCIPALITY Home Insurance


  • Home insurance from just £3.50 per week
  • Option for buildings cover only - up to £400,000
  • Option for contents cover only - up to £50,000
  • Option for both buildings and contents cover
  • New for old cover
  • Optional cover for digital downloads
  • 15% online discount

Aviva Home Insurance

Price for AVIVA Home Insurance


  • Home insurance from just £98
  • Instant access to your home insurance documents online
  • New for old replacements on your home contents (except clothing and linen)
  • Optional protected no claims discount if you've been claim-free for 5 years
  • Home computer and entertainment equipment automatically covered for accidental damage
  • Business equipment up to £5,000 covered as standard with contents insurance
  • Manage your policy online – view, renew or amend your policy at any time
  • 20% online discount

Bank Account - Insurance - Credit Card - Prepaid Card - Loan - Mortgage




Finance studies and addresses the ways in which individuals, businesses, and organizations raise, allocate, and use monetary resources over time, taking into account the risks entailed in their projects. The term finance may thus incorporate any of the following: * The study of money and other assets; * The management and control of those assets; * Profiling and managing project risks; * As a verb, "to finance" is to provide funds for business. The activity of finance is the application of a set of techniques that individuals and organizations (entities) use to manage their financial affairs, particularly the differences between income and expenditure and the risks of their investments. An entity whose income exceeds its expenditure can lend or invest the excess income. On the other hand, an entity whose income is less than its expenditure can raise capital by borrowing or selling equity claims, decreasing its expenses, or increasing its income. The lender can find a borrower, a financial intermediary, such as a bank or buy notes or bonds in the bond market. The lender receives interest, the borrower pays a higher interest than the lender receives, and the financial intermediary pockets the difference. A bank aggregates the activities of many borrowers and lenders. A bank accepts deposits from lenders, on which it pays the interest. The bank then lends these deposits to borrowers. Banks allow borrowers and lenders of different sizes to coordinate their activity. Banks are thus compensators of money flows in space since they allow different lenders and borrowers to meet, and in time, since every borrower, in theory, will eventually pay back. A specific example of corporate finance is the sale of stock by a company to institutional investors like investment banks, who in turn generally sell it to the public. The stock gives whoever owns it part ownership in that company. If you buy one share of XYZ Inc, and they have 100 shares outstanding (held by investors), you are 1/100 owner of that company. You own 1/100 of the net difference between assets and liabilities on the balance sheet. Of course, in return for the stock, the company receives cash, which it uses to expand its business in a process called "equity financing". Equity financing mixed with the sale of bonds (or any other debt financing) is called the company's capital structure. Finance is used by individuals (personal finance), by governments (public finance), by businesses (corporate finance), etc., as well as by a wide variety of organizations including schools and non-profit organizations. In general, the goals of each of the above activities are achieved through the use of appropriate financial instruments, with consideration to their institutional setting. Finance is one of the most important aspects of business management. Without proper financial planning, a new enterprise cannot even start, let alone be successful. As money is the single most powerful liquid asset, managing money is essential to ensure a secure future, both for an individual as well as an organization.


Personal finance

Questions in personal finance revolve around * How much money will be needed by an individual (or by a family) at various points in the future? * Where will this money come from (e.g. savings or borrowing)? * How can people protect themselves against unforeseen events in their lives, and risk in financial markets? * How can family assets be best transferred across generations (bequests and inheritance)? * How do taxes (tax subsidies or penalties) affect personal financial decisions? Personal financial decisions may involve paying for education, financing durable goods such as real estate and cars, buying insurance, e.g. health and property insurance, investing and saving for retirement. Personal financial decisions may also involve paying for loan. [edit] Business finance In the case of a company, managerial finance or corporate finance is the task of providing the funds for the corporations' activities. It generally involves balancing risk and profitability. Long term funds would be provided by ownership equity and long-term credit, often in the form of bonds. These decisions lead to the company's capital structure. Short term funding or working capital is mostly provided by banks extending a line of credit. On the bond market, borrowers package their debt in the form of bonds. The borrower receives the money it borrows by selling the bond, which includes a promise to repay the value of the bond with interest. The purchaser of a bond can resell the bond, so the actual recipient of interest payments can change over time. Bonds allow lenders to recoup the value of their loan by simply selling the bond. Another business decision concerning finance is investment, or fund management. An investment is an acquisition of an asset in the hopes that it will maintain or increase its value. In investment management - in choosing a portfolio - one has to decide what, how much and when to invest. In doing so, one needs to * Identify relevant objectives and constraints: institution or individual - goals - time horizon - risk aversion - tax considerations * Identify the appropriate strategy: active vs passive - hedging strategy * Measure the portfolio performance Financial management is duplicate with the financial function of the Accounting profession. However, Financial Accounting is more concerned with the reporting of historical financial information, while the financial decision is directed toward the future of the firm. [edit] Shared Services There is currently a move towards converging and consolidating Finance provisions into shared services within an organization. Rather than an organization having a number of separate Finance departments performing the same tasks from different locations a more centralized version can be created. [edit] Finance of states Country, state, county, city or municipality finance is called public finance. It is concerned with * Identification of required expenditure of a public sector entity * Source(s) of that entity's revenue * The budgeting process * Debt issuance (municipal bonds) for public works projects [edit] Financial economics Main article: Financial economics Financial economics is the branch of economics studying the interrelation of financial variables, s.a. prices, interest rates and shares as opposed to those concerning the real economy. Financial economics concentrates on influences of real economic variables on financial ones, in contrast to pure finance. It studies: * Valuation - Determination of the fair value of an asset o How risky is the asset? (identification of the asset appropriate discount rate) o What cash flows will it produce? (discounting of relevant cash flows) o How does the market price compare to similar assets? (relative valuation) o Are the cash flows dependent on some other asset or event? (derivatives, contingent claim valuation) * Financial markets and instruments o Commodities - topics o Stocks - topics o Bonds - topics o Money market instruments- topics o Derivatives - topics * Financial institutions and regulation

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